Just days after the federal government announced GST relief for new home buyers, Ontario has taken things even further.The province has officially announced a full HST rebate on new construction homes for ALL home buyers — not just first-time buyers — starting April 1, 2026.This is one of the most significant housing affordability incentives we’ve seen in years — and it could create major opportunities for buyers across our local market.

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What Was Just Announced

Starting April 1, 2026:✔ Full 13% HST rebate on new construction homes
✔ Applies to all buyers — first-time, move-up, downsizers
✔ Full rebate on homes up to $1,000,000
✔ Partial rebate available up to $1.5M+
✔ Potential savings of up to $130,000
✔ Program available for one year only (April 2026 – March 2027)This applies to:

• New detached homes
  
• Townhomes
  
• Condos
  
• Pre-construction purchases
  
• In many cases, investment properties
  

This announcement significantly expands the previous program that was limited to first-time buyers only.

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What This Could Mean for Buyers

Let’s break it down with a simple example:New Construction Home: $900,000
HST (13%): $117,000Potential Savings: $117,000That’s a meaningful difference in affordability.For many buyers, this could mean:

• Moving up to a larger home
• Entering the market sooner
• Keeping more cash in savings
• Choosing new construction instead of resale

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A Local Opportunity: Five Creeks Estates

This announcement is especially timely with Five Creeks Estates by Great Gulf Homes currently selling in Orangeville.Buyers considering this community may now benefit from:

• Brand new homes
• Family-friendly neighbourhood planning
• Modern layouts and finishes
• And now — potentially tens of thousands in HST savings

For many buyers, this changes the math entirely.A buyer who may have been considering resale in Orangeville could now:

• Upgrade to new construction
• Choose a larger floor plan
• Or move sooner than originally planned

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Why This Matters for the Entire Market

This incentive is designed to:

• Increase housing supply
• Improve affordability
• Create movement across the entire market

When buyers purchase new construction, it often creates a chain reaction:

• Move-up buyers purchase new homes
• Their existing homes hit the resale market
• First-time buyers gain more opportunities

This is why programs like this tend to impact both new construction and resale markets.

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Why Timing Matters

This program is currently temporary — only one year.That means buyers who were:

• Thinking about upgrading
• Considering new construction
• Waiting for the right opportunity

May want to revisit those plans sooner rather than later.Incentives like this can also increase buyer demand, which may impact availability in some communities.

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What This Means For You

Whether you're:

• A first-time buyer
• A move-up buyer
• A downsizer
• Or simply exploring your options

This announcement could open new possibilities.If you're curious about:

• Five Creeks Estates
• Other qualifying communities
• Potential savings based on your price range
• Timing opportunities

I’m always happy to help you explore what makes the most sense.Because sometimes the right opportunity doesn’t come from the market changing —
it comes from the rules changing.And right now… they just did!